My husband died recently and I’m finding it difficult to keep the property going and pay all the bills, since I’m only on the state pension. I’m thinking of putting half the house in my son’s name, since he would then be responsible for half the outgoings. He’s currently unemployed and on job seeker’s allowance; would he receive any help towards the bills?
I can’t see any advantage in handing over half your house to your son. What if he wanted to sell his half, or (as more often happens) he got married and his wife wanted to sell it? You could end up homeless. There are unlikely to be any extra benefits he could claim as a homeowner, and if he’s living with you he should be contributing to the household budget in any case out of his benefits.