Areas of Law / Property

You need insurance for just about anything these days from your car to your home and valued possessions, or if you are business owner, you need employer’s liability cover to protect you against claims against employees.

Whatever the policy, an insurance company has a legal obligation to meet the terms and conditions set out in your contract. If it fails to do so, the company will be in breach of contract.

Disputes rising as a result of insurance policy claims are becoming just as common as making the claims themselves. A dispute can be a result of a claim that has been rejected outright, or where the insurance company refuse to pay the full value of the claim, leaving you out of pocket.

Challenging insurance disputes can be complex, but there are options available for you to challenge these, and a solicitor who specialises in this area of the law will be able to advise you further.

Our free legal advice can assist when your insurance company has rejected your claim, refused to pay you what your claim is worth, or given some other reason not to pay you.

Still unsure?

if you’re looking for legal advice, take a look at some of the questions our lawyers have already answered to help you get advice on your insurance law query, or get in touch with one of our legal advisors today. Simply write your question in the box and our lawyers will handle the rest.

Free insurance legal advice at your fingertips.

Property Questions

Can you tell me where I can find details of loss adjusters who specialise in house subsidence claims?

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Area of Law: Insurance law, Property

My deeds say I have a “right to pass and repass” a lane that runs behind our garden. The deeds refer to it as a passage with shared maintenance but not a right of way. Now new neighbours are putting up gates, saying they own that section, and although they say I can use it I am sure they intend to lock the gates. Are they entitled to do this?

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Area of Law: Property

Two years ago I signed a lease to open a charity shop, and several months later formed a charitable company of which I was one of several trustees. Last year I fell out with the other trustees and resigned. They say the charity owns the lease to the shop and won’t even let me in, but I didn’t sign it over so I wonder if this can be true?

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Area of Law: Property

Many years ago my wife and I bought a house for her parents to live in. Her parents made a contribution and we got a solicitor to witness a letter saying they could live there as long as they wished. Her parents have now moved into a care home. If we sold the house would their right of occupancy, via the letter, be the same as a life interest trust exempting us from any capital gains tax?

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Area of Law: Property

I own two-thirds of the house I live in, and my sister owns the other third. There’s a court order for me to sell it. Recently the house suffered some storm damage which I’m having to put right, but the solicitors are accusing me of attempting to put off prospective buyers. They say they’re going to apply to the court for me to vacate the property.

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Area of Law: Property

I bought my property in 2004. The ground rent has always been £25, but last year the company started charging me a £20 a year management fee on top of this. They say they can do this, and even backdate the management fee to 2004 if they wish. Do you think this is correct?

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Area of Law: Property

In our divorce settlement my wife was ordered to pay me a sum of money if she either remarried, sold the house or cohabited. The order states that the amount is to increase by one per cent a year. If she were to reduce her equity in the house by taking out a second mortgage, how would that affect my chances of payment?

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Area of Law: Divorce and Family, Property

My neighbour has put in a planning application to attach their house to their detached garage. The garage is a double garage, with one half belonging to us, so if their plans go ahead our garage will then be attached to their property. Should we be concerned about this as regards the value or saleability of our property?

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Area of Law: Property

The retaining wall between our property and next door’s is leaning badly into my drive. There is no mention of the wall in either of our deeds; am I right in saying it is my neighbours’ responsibility since it is a retaining wall for their garden?

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Area of Law: Property

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