We bought our house over 30 years ago and put it in my sole name when my husband went self-employed. We have made wills leaving everything to each other, then equally to our two sons. Is it safe to assume that if I die first everything will go to my husband?
Yes, everything would go to your husband, but many solicitors advise against these types of “mirror” wills. As things stand, if one of you were to die and the survivor needed to go into a care home, your combined assets would be available for payment of care fees. You should take your solicitor’s advice on this, but you could consider dividing your property and making wills leaving your share to your children, thereby protecting it from payment of care fees, while giving the survivor the right to remain in the property.