Areas of Law / Property

Some slates were blown off my roof, and others dislodged, in high winds. An outbuilding was also damaged. But while the insurers accepted my claim for the outbuilding, they refused to pay out for the roof, saying it was in poor condition. What do I do next?

If you think your roof is generally sound you may need to bring in an independent surveyor to draw up a report to that effect. Check your policy carefully. It’s possible that, if your insurance company accepts the report, they will pay the surveyor’s bill. However you will also find in the policy document words to the effect that your insurance does not cover you for the cost of gradual deterioration, and that it is not a maintenance contract. If you need a new roof don’t throw good money after bad.

What our clients say about our lawyers

Thanks for supporting me with advice on this matter. I will definitely recommend you to others who may require your expertise.

Satisfied Client

Read More

About Us

Leading legal advisors, problem solvers – all round good guys! We’re firm believers in a practical, no nonsense approach to law. Forget the jargon, we like to keep it simple – why complicate matters? No stress, no worry, just straightforward solutions to your legal issues. Free legal advice at your fingertips, from the experts to your inbox. is owned and operated by Farleys Solicitors LLP, a member of The Law Society and is regulated in the practice of law by the Solicitors Regulation Authority, Registration No: 484687. Any advice given on this site or in response to any question is only applicable to the law of England and Wales.

Privacy Policy | Terms