We are currently selling our house. Our solicitor tells us that there’s a charge registered against the property dated November 2001. It relates to a debt we repaid several years ago, but unfortunately we have no paperwork to prove this and the loan company has now ceased trading. What can we do about it now?
These things happen from time to time, and your local Land Registry office should be able to help. Write in with as much information as you can muster; it will be handy if you can find the original loan agreement, some details about the loan company and when it ceased trading, and any details of payment. Your bank may be able to provide some documentation.