Areas of Law / Debt matter

Debt matter Questions

I bought a house with my partner 10 years ago. He stayed on in the house but didn’t pay any bills, and when he did a runner in 2012 the building society advised me to hand back the keys. I have now met someone else and we want to get married, but my new partner is concerned that, as my husband, he will become liable for my debts.

We paid a £10,000 deposit on a piece of high-tech equipment, but the manufacturers went into liquidation before we could take delivery. Now the company’s assets have been removed to Switzerland by the firm’s parent company there. What chance do we have of either getting our equipment or our money back?

Five years ago I lent a friend £2,500 to save him appearing in court. He promised to pay me back at £10 a week, but payments ceased after a few months. In the meantime he has changed his car and gone abroad on holiday each year. He still owes me £1300. Can you advise me how to go about getting this back?

I lent a friend £1,500 to pay back at £10 a month. He still owes £1,300 and hasn’t paid for the last three months. Is there any way, such as the small claims court, that I can get him to pay me back?

I bought a small house for my fiancé and I to live in once we were married. I bought it in my sole name, with the intention of putting it into joint names after the wedding. But he walked out after only a matter of weeks, leaving me with the burden of the mortgage and other debts from the wedding. Do I have any legal right to expect my husband to help out with the debts?

Ten years ago our house was repossessed, and shortly afterwards was sold for less than our mortgage. The insurance company has written to us several times over the years asking us to pay the shortfall. They now say that unless we make them an offer they will commence legal action. Where do we stand?

My husband’s parents have accumulated large debts. If they were to die, would we become responsible for them in any way, and would our house be at risk?

My son and his ex-wife owed many debts jointly from their marriage. Being the male partner I understand he becomes automatically responsible for them. I’ve been paying off one debt of £1,000 at £50 a month. I missed one payment, and the company is now saying my next payment must be £100 or they will issue court proceedings. Can they refuse to accept my money?

My son moved overseas over two years ago on a working visa and is being pursued for a UK debt for which I maintain he is not liable. I have written to the original supplier, but they simply passed on the case to their debt collectors. Correspondence still comes here, and I have informed the debt collectors that the address they have is incorrect and I will not pass on any correspondence. Is this the correct approach?

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